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*For a translation and description of commonly-used debt collection terms in multiple languages, please visit www.nyc.gov/dca.
This is an attempt to collect a debt by a debt collector. Any information obtained will be used for that purpose.
RMAi Certification Information- Scott & Associates, PC Certification number: C2007-1146. Chief Compliance Officer: Tim Elizarraraz, Certification number: P2003-1352. Please see our consumers/complaint tab above to register a complaint. For more information about RMAi and consumer resources, please click here
RMAi Certification Information- Scott & Associates, PC Certification number: C2007-1146. Chief Compliance Officer: Tim Elizarraraz, Certification number: P2003-1352. Please see our consumers/complaint tab above to register a complaint. For more information about RMAi and consumer resources, please click here
California Consumer Privacy Notice
(To obtain a copy of this notice in an alternative format please phone Scott & Associates (“we”, “our”, and “us”) at (866)-298-3155 or email us at info@scott-pc.com). You can also download PDF files of this notice here.)
This California Consumer Privacy Notice (“Notice”) supplements our Scott & Associates Privacy Policy. This Notice applies solely to California consumers, including personnel working on behalf of our business partners (e.g., vendors), subject to the exceptions listed below. This Notice applies to personal information we collect about California consumers, both on our website and offline.
This Notice does not apply to:
This Notice uses certain terms that have the meaning given to them in the California Consumer Privacy Act of 2018 (the “CCPA”), as amended by the California Privacy Rights Act of 2020 (the “CPRA”), and its implementing regulations (the “CCPA/CPRA”).
Notice of Collection and Source of Personal Information
We only knowingly collect information covered by GLBA, and therefore, exempt from the CCPA.
During the 12-month period before the effective date of this Notice, we typically collect the following categories of information from you (and others as noted):
Use of Personal Information
We may use (and may have used during the 12-month period prior to the effective date of this Notice) your personal information for the purposes described in our Privacy Policy and for the following Business Purposes specified in the CCPA/CPRA:
Other business or business operational purposes as follows:
We do not collect or process sensitive personal information with the purpose of inferring characteristics about California consumers covered by this Notice.
Retention of Personal Information
We will retain your personal information for the time period reasonably necessary to achieve the purposes described in our Privacy Policy and this Notice, and/or otherwise required by law or attorney ethical obligations to be retained.
Sale or Sharing of Personal Information
We do not and will not sell your personal information or share your personal information for cross-context behavioral advertising purposes.
Disclosure of Personal Information
During the 12-month period prior to the effective date of this Notice, we may have disclosed the following categories of personal information about you for a Business Purpose to the following categories of third parties:
Category of Personal Information | Category of Third Party |
Identifiers per Cal. Civ. Code § 1798.140 (v)(1)(A) |
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Characteristics of protected classifications under California or federal law per Cal. Civ. Code § 1798.140 (v)(1)(C) |
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Online Activity per Cal. Civ. Code § 1798.140 (v)(1)(F) |
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Sensory Information per Cal. Civ. Code § 1798.140 (v)(1)(H) |
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We also disclose personal information for Business Purposes to whom you or your agents authorize us to disclose your personal information in connection with products or services we provide to you.
Trusted service providers and contractors are used to perform functions and provide services for us for a Business Purpose. We may disclose your personal information with them, but only to the extent necessary to perform these functions and provide such services, such as perfecting service of process, processing payments, and data analytics.
We do not use or disclose Sensitive Personal Information for purposes other than those as specified Cal. Civ. Code § 1798.121(a).
California Consumer Privacy Rights
A consumer has the right to request that we disclose the following upon receipt of a verified request:
Right to Know: You have the right to request, twice in a 12-month period, that we disclose to you:
Right to Correction: You have the right to request that we correct the personal information we maintain about you, if that information is inaccurate.
Right to Deletion: You have the right to request that we delete certain personal information we have collected from you, subject to various exceptions. The information that Scott & Associates collects generally falls within an exception and does not have to be deleted upon request. Nonetheless, such a request can be made to Scott & Associates at (866)-298-3155 or fill out this form and email us at info@scott-pc.com).
Right to Opt-Out of Sale or Sharing: You have the right to opt-out of the sale of your personal information or the sharing of your personal information for cross-context behavioral advertising purposes. As described above, we do not sell personal information or share personal information for cross-context behavioral advertising purposes.
How to Submit a Request. If you wish to request the categories of information or the actual information we have collected about you, please call us at (866)-298-3155 or fill out this form and email us at info@scott-pc.com). Scott & Associates is a debt collector and all information that is collected will be used for debt collection purposes.
Verification. To help protect your privacy and maintain security, we will take steps to verify your identity before granting you access to your personal information or complying with your request. Once we receive your request, we will compare the information you provided with the information Scott & Associates already has. If we can verify that the request came from you, we will provide the required information. We will match 2-3 identifying, personal information data points to verify that the request came from the consumer. If we cannot verify that the request came from the consumer, we will notify the consumer.
Right to Non-Discrimination. You have a right not to receive discriminatory treatment by us for the exercise of the privacy rights conferred by the CCPA/CPRA.
The California Privacy Act provides that a consumer can designate an authorized agent to make a request under the California Consumer Privacy Act. The consumer must provide either a power of attorney or written authorization to authorize an agent to make a request.
This privacy policy was last updated on April 28, 2023.
Privacy Policy For Employees And Applicants
The California Consumer Privacy Act requires that we disclose the categories of personal information we typically collect and use in the context of a person’s role as a job applicant or employee. We typically collect the following categories of information from you and others as noted:
We collect personal information relating to employees and applicants who are California residents in a variety of contexts, including in connection with applications for employment, Human Resource activities and job-related activities. The categories of personal information that we collect and use about a California resident will depend on our specific relationship or interaction with that individual, and the examples provided in each category above are for illustrative purposes only.
Purposes for Which We Use Personal Information:
We may use personal information relating to employees and applicants who are California residents for one or more of the following business purposes:
We may also use personal information relating to California residents for one or more of the specific “business purposes” listed in the CCPA:
Changes to This CCPA Disclosure
We may change or update this CCPA Disclosure in the future. When we do, we will post the revised CCPA Disclosure To Employees and Applicants on our website.
Consumer Privacy Policy for Text Messaging
Effective Date: May 18, 2023
Overview:
Scott & Associates (“SA”) is committed to protecting consumer privacy and ensuring the security of consumer personal and sensitive information. This Text Messaging Privacy Policy outlines how SA handles and protects consumer Personally Identifiable Information (PII) when communicating via text message, and the measures SA takes to prevent unauthorized third-party disclosure. Additionally, SA tracks complaints and responses from phone numbers to ensure accuracy.
By providing us your mobile number and opting-in and by interacting with us via text messaging, you acknowledge and consent to the practices described in this policy. By providing us with your mobile number and opting-in, you also agree you have ownership rights or permission to use the number given to us.
1.1 Collection of PII: SA collects PII through text messaging solely for the purpose of debt collection and related communications. This information may include, but is not limited to:
1.2 Use of PII: SA uses the collected information for debt collection purposes, including:
2.1 Security Controls: SA has implemented physical, technical, and administrative safeguards to protect consumer PII from unauthorized access, use, disclosure, alteration, or destruction. These measures include:
2.2 Compliance with FDCPA, TCPA, GLBA, HIPAA, and CTIA Guidelines: SA is committed to complying with the following regulations and guidelines:
3.1 Consent and Legal Requirements: SA does not disclose consumer PII to unauthorized third parties unless required by law, with consumer explicit consent, or for debt collection purposes. SA may share consumer information with trusted service providers who assist us in debt collection activities, subject to strict confidentiality agreements.
4.1 Tracking Phone Numbers: SA maintains records of complaints, responses, and other interactions associated with phone numbers to ensure accuracy and prevent errors. This helps us maintain effective communication with consumers and avoid contacting the wrong parties.
4.2 Complaint Handling: If you have any concerns or complaints regarding our text messaging practices or the handling of consumer information, please contact us at info@scott-pc.com. SA will promptly investigate and respond to consumer complaint to address any issues and resolve the matter.
5.1 Right to Opt-Out: If you no longer wish to receive text messages from us, you have the right to opt-out of further communications at any time. To do so, please follow the opt-out instructions provided in the text message or text STOP to any text message we send to you. An opt-out confirmation will be sent back to you.
5.2 Effect on Debt Collection: Please note that opting out of text messaging communication may limit our ability to effectively communicate with you regarding consumer outstanding debts and related matters. SA may need to use alternative communication channels to reach you.
To request support: Text HELP to any text message we send to you or email us at info@scott-pc.com.
SA will update or modify this Text Messaging Privacy Policy at regular intervals. Please review the policy periodically for changes.
If you have any questions or concerns regarding our Text Messaging Policy, please contact us via email at info@scott-pc.com.